- Afterpay
- Australian Banking Association
- Australian Finance Industry Association
- Australian Privacy Foundation
- Australian Retail Credit Association (Submission and Annexure A)
- Australian Retail Credit Association (Annexure B)
- Australian Retail Credit Association (Annexure C)
- Australian Retail Credit Association (Annexure D)
- Australian Retail Credit Association (Annexure E)
- Australian Retail Credit Association (Annexure F)
- Communications Alliance
- Consumer Policy Research Centre
- Energy & Water Ombudsman NSW
- Equifax
- Experian
- Financial Brokers Association of Australia
- Financial Rights Legal Centre
- Lauer, Peter
- Legal Aid Queensland
- Talefin
- Telecommunications Industry Ombudsman
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