On 13 December 2019, the Australian Information Commissioner approved a variation to the Privacy (Credit Reporting) Code 2014 (the CR Code). This follows an application by the Australian Retail Credit Association (ARCA) on 18 April 2019 (and amendments to the application dated 15 May 2019, 8 July 2019, 19 November 2019 and 11 December 2019) to vary the registered CR Code in accordance with section 26T of the Privacy Act 1988.
The variation commenced on 14 February 2020 when it was published on the Codes Register.
If you require any of the following documents in an another format, please send your request to website@oaic.gov.au.
Approved variations to CR Code
Application materials
Further amended CR variation application
- Email from ARCA to OAIC (11 December 2019)
- Proposed variation of the registered CR Code (with markup)
- Proposed variation to the registered CR Code (without markup)
Further CR variation application
- Letter from ARCA to OAIC (19 November 2019)
- Proposed variation of the registered CR Code (with markup)
- Proposed variation to the registered CR Code (without markup)
- Variation application (including Annexures B and C)
Annexure A: proposed variation of the registered CR Code:
Annexure E: formal consultation material
- Note to accompany variation draft
- Draft v3 variation of the registered CR Code with markup
- Draft v3 variation of the registered CR Code without markup
Annexure F: consultation outcome notes
- Industry association consultation note (December 2018)
- Industry association consultation note (February 2019)
- EDR scheme consultation note (December 2018)
- Financial Rights Legal Centre consultation note (December 2018)
- Consumer advocates consultation note (February 2019)
Annexure G: written submissions:
Additional consultation on proposed amendment to paragraph 12.2
